![]() You can even inquire how much the dealer profits. Always ask the dealer if the interest rate being offered is the lowest available. Approaching your purchase this way will help you understand what you are paying for. Buying your new car, selling your old car and financing your new car are three separate steps in the transaction.Buying a car includes multiple transactions.the trade-in value of your current vehicle.Keep in mind that everything is on the table, this includes:.Before you do business with anyone, check our Consumer Complaints Database » to see if others have reported problems.Knowing your credit score will help you determine if you may qualify for better financing.You may be able to pre-qualify with a bank or credit union before you visit the dealer. If you are not looking to purchase a new car during a sales event, or are looking to purchase a used car, check financing rates with your bank or credit union. Often, the best rate is available when the manufacturer is offering special rates.If you negotiate based solely on what you can pay per month, you may end up paying more over the life of the loan. Before going to a dealer, calculate the most you want to spend and then figure out what monthly payments fit your budget. ![]() Edmunds » and Kelley Blue Book » are resources to compare different cars and how much you should expect to pay for them.This guide offers advice for each step of the complicated process of buying a new or used vehicle.Īlso learn about your rights under Oregon’s Lemon Law. Search Consumer Complaints » Buying a Vehicle How to Respond to a Contact From the Oregon DOJ.Consumer Protection Materials Order Form. ![]()
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